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SMSF Scam Warnings & Security

SMSF Scam Warnings & Security

Protecting Yourself
from SMSF Scams

Your Security Matters

Criminals increasingly target Australians through SMSF investment schemes, cryptocurrency scams, identity theft and illegal early access to superannuation arrangements.

Before engaging with any person claiming to represent ESUPERFUND, please ensure you understand how we communicate with our clients and the services we provide.

Important Information About ESUPERFUND

ESUPERFUND Does Not:

Provide financial advice
Provide investment advice
Recommend investment products
Recommend cryptocurrency investments
Refer clients to financial advisers
Endorse investment promoters
Facilitate early access to superannuation
Contact clients offering investment opportunities

ESUPERFUND Does:

Provide SMSF administration services
Prepare SMSF financial statements
Prepare and lodge SMSF tax returns and regulatory returns
Coordinate the annual independent SMSF audit
Assist with SMSF compliance obligations
Communicate securely through the ESUPERFUND Client Portal

Common SMSF Scams

person

Scammers may contact you by:

Telephone
Email
SMS
WhatsApp
Facebook
Telegram
LinkedIn

They often claim they can help you:

Set up an SMSF
Access exclusive investments
Invest in cryptocurrency
Generate guaranteed returns
Protect your retirement savings

These individuals may falsely imply they are associated with ESUPERFUND.

Always verify independently before transferring money.

currency_bitcoin

Common warning signs include:

Guaranteed returns
Pressure to act quickly
Requests to transfer funds overseas
Unlicensed advisers
Requests to download remote access software
Fake trading platforms

If it sounds too good to be true, it usually is.

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Be cautious of anyone offering to help you:

Pay off debt
Buy a car
Purchase a home
Fund a holiday
Access super before retirement

Unless permitted by law through approved ATO processes, accessing super early may result in significant penalties and tax consequences.

mail

For your protection:

We primarily communicate through:

ESUPERFUND Client Portal
Official ESUPERFUND email addresses

Be cautious if someone:

Claims to be from ESUPERFUND
Provides investment advice
Recommends cryptocurrency investments
Requests banking passwords
Requests portal login credentials
Pressures you to transfer funds

warning

Step 1 – Contact Your Bank Immediately

If funds have been transferred:

Notify your bank immediately
Request transaction tracing where possible
Ask about fraud reporting procedures

Step 2 – Secure Your Accounts

Change passwords
Enable two-factor authentication (2FA)
Review account activity
Remove any unknown devices

Step 3 – Contact Relevant Authorities

Australian Taxation Office (ATO)
ASIC
Scamwatch (ACCC)
ReportCyber
Your local police

security

Before transferring any funds:

Verify who you are dealing with
Confirm they are appropriately licensed
Research the provider independently
Read ASIC and ATO scam warnings
Seek independent professional advice
Never rely solely on information provided by the promoter

Useful Resources

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Australian Taxation Office (ATO)

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ASIC & Moneysmart

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Government Reporting Services

Need To Contact ESUPERFUND?

If you are concerned that someone may be falsely representing ESUPERFUND or have questions regarding your SMSF administration, please contact us directly through your ESUPERFUND Client Portal or our official contact channels.

General Advice Warning

No Advice Express or Implied: The contents of this website are of a general nature only and have not been prepared to take into account any particular investor's objectives, financial situation or particular needs. ESUPERFUND does not provide financial product advice or recommend any financial products either expressly or implied. ESUPERFUND expressly states that it does not recommend, represent as suitable, or endorse any financial product or service available through ESUPERFUND. This applies equally to those financial products which are established for your SMSF when you become a client of ESUPERFUND. Any information provided in relation to any financial product or service available through ESUPERFUND is factual information only about the operation of the account and how data is made available to ESUPERFUND. Where this website refers to a particular financial product then you should obtain a Product Disclosure Statement (PDS) relating to that product and consider the PDS before making any decision about whether to acquire the product. We also recommend that you should seek professional advice (see below) from a financial adviser before making any decision to purchase any financial product referred to on this website. While the sources for the material are considered reliable, responsibility is not accepted for any inaccuracies, errors or omissions.

Seek Professional Advice from a Financial Adviser: ESUPERFUND is a no advice model and does not provide financial, legal or tax advice to clients. We recommend that you seek appropriate professional advice in view of your personal circumstances. A licensed financial adviser will consider your personal situation and make a recommendation suitable to your financial needs. All information detailed on our website is purely factual and is general in nature. Accordingly, you should not rely on it. It should always be remembered that Trustees are legally responsible for all the decisions made even if you obtain advice from a Financial Planner. Whilst a Financial Professional can provide advice and assistance you are ultimately responsible for the Fund.

Fees: Fees relating to operating your SMSF with ESUPERFUND are detailed on our fee page here. When setting up an SMSF it is important to understand that additional fees may apply that must be carefully considered prior to making a decision to set up an SMSF including an ATO Supervisory Levy, Company Trustee Setup Fee (where applicable), and Investment Fees.

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