How Investing in Physical Metals Works

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Invest in Physical Metals (including Gold and Silver)

Clients of ESUPERFUND are permitted to invest in Metals. You are permitted to establish Accounts to trade Metals for your SMSF with any Provider.


It is at your discretion as the SMSF Trustee as to whether you insure the Physical Metals. It is however preferred that the Physical Metals are insured. To the extent that the Physical Metals are stored in a home safe it is strongly recommended that they are insured. If they are not insured, again you must minute why you have elected not to insure the Physical Metals.  It is noted that Collectables must be insured by law.

Minute the Purchase

When you purchase Physical Metals for your SMSF you will need to minute how the Investment conforms to your Investment Strategy.  Typical reasons for the purchase of Physical Metals are for capital appreciation, a hedge against inflation or a hedge against a depreciating currency.  A Standard Minute can be found here.

Metals can be purchased in a variety of ways

It is also noted that ESUPERFUND clients are also permitted to trade Metals and Commodities using CFDs as detailed here. CFDs allow your SMSF to invest in a wide range of Metals and Commodities including but not limited to, Agriculture, Energy, Gold, Silver, Oil, Coffee and Sugar. CFDs allow you to bypass standardised futures trade sizes and trade smaller quantities. Importantly there is no risk of the metal actually being delivered. Clients of ESUPERFUND are also permitted to invest in Exchange Traded Commodities (ETCs). ETC's allow your SMSF to invest in Gold, Silver and other Commodities. ETCs track the performance of an underlying physical Commodity or Commodity Index allowing investors to gain direct exposure to the underlying Commodity without the need to trade futures or take physical delivery of the Commodity. Aside from the underlying asset, ETCs are very much like Exchange Traded Funds (ETFs) and are traded and settled on the ASX, just like shares, making them both accessible and affordable. More can be found here.