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Full Interest Rates and LVRs - Residential Property


 
 
Liberty Financial

 
 
La Trobe Financial

 
 
Better Choice

1 For established properties in Metropolitan areas only. Off the Plan properties will incur a 0.95% interest rate increment and LVR restrictions will apply. Rates and maximum LVRs for other property types or locations may vary.

For AAA applicants (ie clear credit, consistent employment, not on probation etc.) only. Non-AAA applicants will incur an interest rate increment of up to 1.5%. Members/Guarantors are also required to establish an ability to service the loan at personal level. Loans unable to service at personal level will incur a 0.5% interest rate increment.

For clear credit applicants only. Impaired credit (eg mortgage arrears, unlimited defaults/judgements, ATO debts, dishonoured payments etc) applicants will attract a higher rate of up to 1% on the quoted rates.

4 Maximum LVR for properties in high-density development is 70%.

No financial product advice or recommendation

No Advice Express or Implied: It is important to understand that ESUPERFUND has not taken into account any particular investor's objectives, financial situation or particular needs. ESUPERFUND does not provide financial product advice or recommend any financial products either expressly or implied. ESUPERFUND expressly states that it does not recommend, represent as suitable, or endorse any financial product or service available through ESUPERFUND. This applies in relation to the Liberty Financial, La Trobe Financial and Better Choice SMSF Loans. ESUPERFUND does not advise or recommend that these loan products are suitable to a particular investor’s financial requirements or needs in relation to their SMSF. Any information provided in relation to the Liberty Financial, La Trobe Financial and Better Choice SMSF Loans is factual information only about the operation of the account and how data is made available to ESUPERFUND. Accordingly you should read the disclosures relating to the Liberty Financial, La Trobe Financial and Better Choice SMSF Loans before making any decision about whether these loan products are suitable for your SMSF needs. We also recommend that you should seek professional advice from a financial adviser before making any decision to use any of these loan products for your SMSF.

Australian Credit Licence and Credit Representative

ESUPERFUND is an Authorised Credit Representative (ACR 413213) of Beagle Finance Pty Ltd ACN 140 290 168 (ACL 383640) which has a licence authorising it to arrange credit.