www.esuperfund.com.au

Rates & Fees - Residential Property


Please note that there are now only a few lenders that lend to SMSF's. The major banks (CBA, NAB, ANZ, Westpac etc) along with other previous SMSF lenders no longer have an SMSF lending product. Please refer to the below table for our SMSF panel Lender's Interest Rates and Fees. To apply for Loan Pre Approval please submit an application using the ESUPERFUND Loan Pre Approval Application page here.

1 For established houses/townhouses/house units in metropolitan areas, AAA applicants (ie clear credit, consistent employment, not on probation etc.) with strong financial position and up to 60% LVR only. For full Interest Rates details please click here.

An additional 0.30% rate reduction may be applicable for SMSF applications refinanced to Liberty Financial (limited time offer, conditions apply).

2 For AAA applicants (ie clear credit, consistent employment, not on probation etc.) only. Application Fee payable at valuation, Legal Fee payable at Formal Approval. For non-AAA applicants, Application Fee: $1,045, Valuation Fee: $330, Legal Fee: $695, Documentation Fee: $695. All fees are not refundable.
An additional valuation fee may apply for a duplex, a property valued over $1,000,000 or in a remote location.

3 Maximum 80% LVR only available for established houses/townhouses/house units in metropolitan areas. For more information please click here.

4 For established properties only. For Off The Plan (OTP) or Newly Established properties, 20% of SMSF Assets required to be maintained as liquid assets after settlement.

No financial product advice or recommendation

No Advice Express or Implied: It is important to understand that ESUPERFUND has not taken into account any particular investor's objectives, financial situation or particular needs. ESUPERFUND does not provide financial product advice or recommend any financial products either expressly or implied. ESUPERFUND expressly states that it does not recommend, represent as suitable, or endorse any financial product or service available through ESUPERFUND. This applies in relation to the Liberty Financial SMSF Loan. ESUPERFUND does not advise or recommend that this loan product is suitable to a particular investor’s financial requirements or needs in relation to their SMSF. Any information provided in relation to the Liberty Financial SMSF Loan is factual information only about the features of the loan product and how data is made available to ESUPERFUND. Accordingly you should read the disclosures relating to the Liberty Financial SMSF Loan before making any decision about whether this loan product is suitable for your SMSF needs. We also recommend that you should seek professional advice from a financial adviser before making any decision to use the Liberty Financial SMSF Loan for your SMSF.

Australian Credit Licence and Credit Representative

ESUPERFUND is an Authorised Credit Representative (ACR 413213) of Beagle Finance Pty Ltd ACN 140 290 268 (ACL 383640) which has a licence authorising it to arrange credit.